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Aadhaar Enabled Payment System

Banking services
at your fingertips.

AEPS, Mini ATM, Money Transfer, Bill Payments, Recharge & Insurance — one app, zero paperwork, instant payouts. Join India's fastest-growing retail banking network.

50,000+Active Retailers
₹500Cr+Monthly Payout
24×7Support
RupyPay agent offering banking services
DMT
DMT
AEPS
AEPS
BBPS
BBPS
UPI Cash Withdraw
UPI Withdraw
IRCTC
IRCTC
Mini ATM
Mini ATM
Secure Transactions
Secure Transactions
Fast & Reliable
Fast & Reliable
24x7 Support
24×7 Support
RBI Compliant Partners
RBI Compliant Partners
Zero Working Capital
Zero Working Capital
AEPS ServicesUPI Cash WithdrawIRCTC BookingAadhaar PayMini ATMMoney TransferDTH RechargeBill PaymentInsuranceMini Statement AEPS ServicesUPI Cash WithdrawIRCTC BookingAadhaar PayMini ATMMoney TransferDTH RechargeBill PaymentInsuranceMini Statement
RupyPay — every financial service in one app
UPI Cash Withdraw

UPI Cash Withdraw

Instant cash-out via UPI at any RupyPay retail point.

IRCTC Booking

IRCTC Booking

Book train tickets for customers with zero commission loss.

Aadhaar Pay

Aadhaar Pay

Biometric-based payments — no card, no PIN needed.

Aadhaar Deposit

Aadhaar Deposit

Secure cash deposit directly linked to Aadhaar account.

DTH Recharge

DTH Recharge

Instant DTH recharge across all major providers.

Mini ATM (AEPS)

Mini ATM (AEPS)

Turn any counter into a fully functional micro-ATM.

Money Transfer

Money Transfer

Domestic remittance to any bank account, instantly.

Mini Statement

Mini Statement

Print/view last transactions in seconds via Aadhaar.

Cash Withdrawal

Cash Withdrawal

AEPS-based withdrawal — no card required.

Balance Enquiry

Balance Enquiry

Real-time balance check via biometric authentication.

Mobile Recharge

Mobile Recharge

Prepaid recharge for every telecom operator, instantly.

Bill & Insurance

Bill & Insurance

Electricity, gas, water bills & insurance premium payments.

RupyPay retailer growth
Why RupyPay

Built for retailers who want more income, less hassle.

RupyPay combines an ultra-reliable AEPS engine with a retailer-first commission structure — so every transaction pays you back, instantly.

01
Same-day settlement

Commissions credited to your wallet within hours, not days.

02
Bank-grade encryption

Every transaction is 256-bit encrypted & RBI-guideline compliant.

03
Dedicated relationship manager

Real human support for onboarding, disputes & growth.

RupyPay transaction successful screen
50K+Active Retailers
99.8%Transaction Success Rate
₹500Cr+Processed Monthly
4.7★Partner Rating
700+Districts Covered
Get started with RupyPay in 4 simple steps
1

Download & Register

Sign up with your mobile number & basic shop details.

2

Complete KYC

Upload Aadhaar & PAN — verified within hours.

3

Start Transacting

Offer AEPS, recharge, bill pay & more instantly.

4

Earn Commission

Get paid same-day for every transaction you process.

RupyPay splash branding screen
RupyPay verify number OTP screen
RupyPay welcome back login screen
RupyPay retailer dashboard wallet screen
Run your whole counter from your phone
One Device. Full Counter.

Run your whole counter from your phone.

No extra hardware, no separate machines — every banking service your customers need runs straight from the RupyPay app on your phone.

Instant AEPS cash withdrawal & deposit
Real-time balance & mini statement
Recharge, bill pay & insurance, all in one place
Commission credited same day

Become A Retailer

Retailers get access to every RupyPay product and can offer better services to their own customers — manage credit better, assist customers, and grow income with zero working capital.

Join 50,000+ retailers. Earn up to ₹25,000/month. No working capital required.

Eligible Business Types:
Kirana Shop Medical Shop Mobile Recharge Center Apparel Shop Hardware Store Stationery Shop
Apply as Retailer →
RupyPay retailer accepting digital payments

Become A Distributor

Distributors earn by onboarding and supporting a network of retailers under them — a commission share on every transaction your retailer network processes.

Earn more than 25% of the commission generated by your retailer network. Earn up to ₹75,000/month.

Eligible Business Types:
Existing Retail Chain Financial Consultant Insurance Agency Travel Agency Telecom Franchise CSC Center
Apply as Distributor →
RupyPay distributor managing retailer network

Become A Master Distributor

Master Distributors manage a region's entire distributor + retailer network, with priority commission slabs and a dedicated relationship manager.

Manage multiple distributors. Earn up to ₹2,00,000/month with regional commission override.

Eligible Business Types:
Regional Distribution House Banking Correspondent NBFC / Micro-finance Partner Existing MD in Fintech
Apply as Master Distributor →
RupyPay master distributor accepting digital payments

Become A District Franchise

District Franchise owners get exclusive territory rights across an entire district — full control of onboarding, pricing support, and the highest commission override in the network.

Own your district. Build your own team of distributors & retailers with full territory rights.

Eligible Business Types:
District-level Business House Existing Franchise Owner Large Retail Network Owner Regional Investor
Apply as District Franchise →
RupyPay district franchise accepting digital payments

Ready to get started?

Leave your number — our partner team will call you within 30 minutes.

★★★★★

"RupyPay's AEPS settlement is the fastest I've used. My shop now earns an extra ₹18,000 a month just from banking services."

RK
Ramesh KumarRetailer, Lucknow
★★★★★

"Onboarding took less than a day. Support team actually picks up the phone — rare for this industry."

SP
Sunita PatilDistributor, Pune
★★★★★

"Money transfer & bill payments in one dashboard saved me hours every week. Commissions hit my wallet same day."

AV
Arjun VermaMaster Distributor, Indore
★★★★★

"Zero investment, real income. RupyPay's district franchise model let me build a team of 40 retailers in 6 months."

PN
Priya NairDistrict Franchise, Kochi
★★★★★

"AEPS uptime is the best I've seen among AEPS providers I've tried. My customers trust the counter more now."

MK
Manoj KumarRetailer, Patna
Become a RupyPay partner
Become a Partner

Grow with a team that backs you.

Join thousands of retailers, distributors & master distributors already earning with RupyPay.

Become a Partner →

Our Partners

Trusted by 50,000+ Retailers all over India

Ready to make banking Simply Better?

Enter your number — our team will call you within 30 minutes to get you onboarded.

RupyPay retailer accepting digital payments
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